A modern Private Health Services Plan (PHSP) that turns your medical, dental, and health expenses into 100% tax-deductible business expenses.
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Three simple steps from out-of-pocket expense to tax-deductible reimbursement.
Paid for a dentist visit, prescription, therapy session, or any other CRA-eligible medical expense out of your own pocket? Snap a photo of the receipt and submit it through the Steward dashboard in under a minute.
Steward generates a fully CRA-compliant invoice from your corporation for the expense, plus our small administration fee. Your corporation pays the invoice — making the entire amount a legitimate, tax-deductible business expense.
The reimbursement lands in the individual's personal account, tax-free in their hands. No T4 income, no taxable benefit. The corporation gets the deduction, you get the cash, and the CRA gets a clean paper trail.
No premiums. No claim forms in triplicate. Just simple savings, designed for the way small businesses actually work.
Every eligible medical expense becomes a business deduction — turning after-tax costs into pre-tax savings.
Dental, vision, prescriptions, therapy, paramedical — anything the CRA accepts is fair game.
Set up properly under Canadian tax law, so you can claim with confidence at tax time.
Submit a claim in minutes. Get reimbursed quickly through a clean, modern dashboard.
Steward Benefits is designed for Canadian businesses that want benefits without the bloat.
From 1 to 50 employees. Cover yourself, your family, and your team without the overhead of a traditional plan.
Consultants, contractors, and freelancers operating through a corporation who want to deduct medical costs.
Doctors, dentists, lawyers, and accountants looking for a tax-efficient way to handle health expenses.