Built & trusted by Canadian CPAs

The easiest way for Canadian
small businesses to save on
medical expenses.

A modern Private Health Services Plan (PHSP) that turns your medical, dental, and health expenses into 100% tax-deductible business expenses.

Be first in line when we launch. No spam, ever.

How it works

Three simple steps from out-of-pocket expense to tax-deductible reimbursement.

Submit your out-of-pocket medical expense

Paid for a dentist visit, prescription, therapy session, or any other CRA-eligible medical expense out of your own pocket? Snap a photo of the receipt and submit it through the Steward dashboard in under a minute.

Anything CRA-eligible — dental, vision, prescriptions, therapy, paramedical, and more.
app.stewardbenefits.ca/claims/new
New claim
Step 1 of 2
receipt-dental-cleaning.pdf
Uploaded · 142 KB
Expense type
Dental — Cleaning & checkup
Amount
$285.00
Date
Apr 22, 2026
Submit claim

A smarter way to do health benefits

No premiums. No claim forms in triplicate. Just simple savings, designed for the way small businesses actually work.

100% tax deductible

Every eligible medical expense becomes a business deduction — turning after-tax costs into pre-tax savings.

All CRA-eligible expenses

Dental, vision, prescriptions, therapy, paramedical — anything the CRA accepts is fair game.

Fully CRA-compliant

Set up properly under Canadian tax law, so you can claim with confidence at tax time.

Fast reimbursements

Submit a claim in minutes. Get reimbursed quickly through a clean, modern dashboard.

Who it's for

Steward Benefits is designed for Canadian businesses that want benefits without the bloat.

Eligibility: Incorporated Canadian businesses only

Incorporated small businesses

From 1 to 50 employees. Cover yourself, your family, and your team without the overhead of a traditional plan.

Self-employed professionals

Consultants, contractors, and freelancers operating through a corporation who want to deduct medical costs.

Professional corporations

Doctors, dentists, lawyers, and accountants looking for a tax-efficient way to handle health expenses.